Finance options

Specialist options

Debt capital markets

Managing risk

Managing financial risk

Variable rate loans

Flexible borrowing solutions

Our variable rate loans are simple to arrange. The interest rate is linked to The Royal Bank of Scotland's base rate; your repayments will be less if our rates go down, and more if our rates go up.

Talk to your relationship manager about the best repayment structure to suit you.

Variable rate loan benefits

Capital repayment holidays - your business can request a repayment holiday of up to three years
Maximum term of 25 years - for maximum flexibility
No maximum loan amount
Choice of repayment type - as well as the standard capital and interest loan, we can arrange interest-only or capital-only repayments on your variable rate loan
Early repayment - You can repay the loan in full at any time without penalty