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With a vast range of competitive options available an increasing number of consumers are taking advantage of the flexibility and convenience offered by online trading. Whether you are a looking for a bargain or selling unwanted items, the Internet can provide you with a quick solution.

Whether you are confident or apprehensive about buying or selling online, a little knowledge goes a long way. Provided that you have carefully checked matters beforehand, there is every chance that a secure and efficient transaction will proceed.

The following practical tips should help you avoid becoming a victim of fraud or exploitation:

• Always know who you are dealing with. If you are at all unsure about trading with a third party do not proceed.
• Never sign up to anything immediately, even if it's a promotional scheme offering discount.
• Be careful about who you provide your account and card details to.
• Remember you should never have to disclose your card PIN when shopping online.
• Be aware that you may receive emails in connection with any purchase or sale. Are they expected and from the individuals concerned?
• Look out for poor grammar or spelling on an email or website(s) which may arouse suspicion of fraud.
• Delete all unsolicited emails that invite your participation in lotteries, chain letters or similar schemes.
• If using an auction site there is no guarantee that you will receive the item as displayed/described in an advertisement.

Above all, remember if something appears too good to be true, it most definitely will be!