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Equity release loan
Access to the funds you need
Your Spanish property may be repossessed if you do not
keep up repayments on your mortgage
Home improvements. Financial Planning. Investment opportunities. Sometimes it can be useful to free-up some of the equity in your Spanish home.
RBS International's equity release mortgage allows you to release a certain amount of the capital, without you having to sell your home.
| Spanish equity release mortgage | |
|---|---|
| Minimum loan amount | €100,000 |
| Minimum loan term | 3 years |
| Maximum loan term | 25 years (10 years interest only) |
| Minimum age at start | 18 years of age |
| Maximum age at expiry | 70 years of age |
| Maximum Loan to Value (LTV) | 65% of the valuation of the Spanish property (60% for interest only mortgages |
| Currency options | Available in Euros |
| We will need a first charge over the Spanish property. You will also need to obtain the necessary local authority permissions. | |
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