Further advances

Extra funds at mortgage
interest rates

Your home may be repossessed if you do not keep up
repayments on a mortgage or other loan secured on it

Sometimes, you may need to borrow money secured on your property. If you're an existing mortgage customer with RBS International, an equity release loan could be the answer.

Benefits of a further advance

  • Borrow at offshore mortgage rates - compared to other loans, our equity release loan rates could be the ideal option.
  • Borrow large amounts - you could release up to 80% Buy to Live - 75% Buy to Let of the equity in your home, up to £500,000. Compare this to the usual unsecured personal loan limit of £25,000.
  • Freedom - spend the money on what you like - including home improvements, a second home or a holiday.
  • Convenient - Make one monthly payment.
  • Overpay - choose a variable rate deal, if you make overpayments there is no early repayment charge.

You should think carefully about borrowing for non property related purposes, as the loan will be secured on your home.

Our equity release loan is available on both Buy to Live and Buy to Let properties. The criteria, interest rates and arrangement fees for equity release loans will be offered in line with our standard Buy to Live and Buy to Let products.


Mortgages are offered by The Royal Bank of Scotland plc (Isle of Man branch). These mortgages are available for United Kingdom properties in limited circumstances only and are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000. This means that the protection of those rules and regulations and of the UK Financial Services Compensation Scheme will not be available to borrowers.

Please ensure you read the legal information which covers
your use of this website