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Equity release loan
Unlock the capital in your
Spanish property
Your Spanish property may be repossessed if you do not
keep up repayments on your mortgage
A new kitchen. An investment. A new car. Unlocking some of the capital in your Spanish property could be a useful way to access funds without having to sell your home.
| Equity release mortgage | |
|---|---|
| Minimum loan amount | £25,001 or euro equivalent (£100,000 for interest only mortgages) |
| Minimum loan term | 3 years |
| Maximum loan term | 25 years |
| Minimum age at start | 18 years of age |
| Maximum age at expiry | 70 years of age |
| Maximum Loan to Value (LTV) | 65% of the valuation of the Spanish property (60% for interest only mortgages) |
| Currency options | Available in sterling and euro |
| We will need a first charge over the Spanish property. You will also need to obtain the necessary local authority permissions. | |
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