Overseas mortgage

Local mortgages

Other mortgages

Buying a home

The range of mortgages
you've been looking for

Your home may be repossessed if you do not keep up
repayments on a mortgage or other loan secured on it

You already know that the Channel Islands, Isle of Man and Gibraltar are some of the most wonderful places to live. Now discover how our mortgages could make the most of your income - to buy the home you've been looking for.

MortgageInitial interest rateFollow on rateOverall cost for comparisonLoan to ValueOther information
2 Year Fixed Rate Mortgage
6.40% fixed
until 30/09/2010
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2010

2 Year Fixed Rate Mortgage
6.45% fixed
until 30/09/2010
7.19% variable6.7% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2010

2 Year Fixed Rate Mortgage
6.70% fixed
until 30/09/2010
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2010

3 Year Fixed Rate Mortgage
6.43% fixed
until 30/09/2011
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

3 Year Fixed Rate Mortgage
6.48% fixed
until 30/09/2011
7.19% variable6.8% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

3 Year Fixed Rate Mortgage
6.73% fixed
until 30/09/2011
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

5 Year Fixed Rate Mortgage
6.44% fixed
until 30/09/2013
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

5 Year Fixed Rate Mortgage
6.49% fixed
until 30/09/2013
7.19% variable6.8% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

5 Year Fixed Rate Mortgage
6.74% fixed
until 30/09/2013
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

3 Year Base Rate Tracker until 30/09/2011
5.95% variable
tracks BoE Base Rate +0.95%		7.19% variable6.1% APR Up to 75%
  • Arrangement fee £395
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge of 3 months interest on capital amounts repaid during initial twelve months

3 Year Base Rate Tracker until 30/09/2011
6.05% variable
tracks BoE Base Rate +1.05%		7.19% variable6.2% APR Up to 90%
  • Arrangement fee £395
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge of 3 months interest on capital amounts repaid during initial twelve months

3 Year Base Rate Tracker until 30/09/2011
6.25% variable
tracks BoE Base Rate +1.25%		7.19% variable6.4% APR Up to 95%
  • Arrangement fee £395
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge of 3 months interest on capital amounts repaid during initial twelve months

Lifestyle Mortgage
6.25% variable
tracks BoE Base Rate +1.25%		 N/A 6.5% APR Up to 90%
  • Minimum Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £100,000
  • Minimum salary £50,000
  • No early repayment charges


Important information

The Bank will require a valuation to be undertaken by a Bank appointed and approved valuer, the cost of which will be met by the customer. For further information on the Bank's valuation fee scale, please contact us directly using one of the options in the 'contact us' section above.

RBS International reserve the right to withdraw our fixed rates without notice.

Please ensure you read the legal information which covers
your use of this website