Tell me moreOverseas mortgage
Local mortgages
Other mortgages
Buying to let
Making the most
of your investment
Your home may be repossessed if you do not keep up
repayments on a mortgage or other loan secured on it
Buy-to-let investments locally demand a specialist mortgage to match. Which is where we come in.
| Mortgage | Initial interest rate | Follow on rate | Overall cost for comparison | Other information |
|---|---|---|---|---|
| 3 Year Base Rate Tracker | 6.50%
variable tracks BoE Base Rate +1.50% | N/A | 6.8% APR |
|
| 2 Year Fixed Rate Mortgage | 7.25%
fixed until 30/09/2010 | 7.19% variable | 7.6% APR |
|
| 3 Year Fixed Rate Mortgage | 7.25%
fixed until 30/09/2011 | 7.19% variable | 7.6% APR |
|
Maximum Loan to Value (LTV)
Borrowing loan to values (LTV) are subject to the Bank's standard residential mortgage criteria. Maximum loan to values for buy to let mortgages are as follows:
- Buy to Let Mortgages
Capital repayment – maximum 80%
Interest only – maximum 75%
Important information
The Bank will require a valuation to be undertaken by a Bank appointed and approved valuer, the cost of which will be met by the customer. For further information on the Bank's valuation fee scale, please contact us directly using one of the options in the 'contact us' section above.
RBS International reserve the right to withdraw our fixed rates without notice.
These mortgages are available for United Kingdom properties in limited circumstances only and are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000. This means that the protection of those rules and regulations and of the UK Financial Services Compensation Scheme will not be available to borrowers.
Please ensure you read the legal information which covers
your use of this website