Overseas mortgage

Local mortgages

Other mortgages

Further advances

Borrow more at mortgage
interest rates

Your home may be repossessed if you do not keep up
repayments on a mortgage or other loan secured on it

If you're an existing mortgage customer with RBS International, a further advance could be your route to fund home improvements, a car, a holiday or almost anything else.

Benefits of a further advance

  • Mortgage rate borrowing - compared to personal loans, our further advance rates could prove cost-effective.
  • Borrow large sums - it is possible to release up to 95% of the equity in your home, up to the value of £500,000. Compare this to the usual unsecured personal loan limit of £25,000.
  • Simple - a single monthly payment covers your mortgage and further advance.
  • Choose to overpay - with a variable rate deal, there is no early repayment charge if you make overpayments.

You should think carefully about borrowing for non-property related purposes, as the loan will be secured on your home.

MortgageInitial interest rateFollow on rateOverall cost for comparisonLoan to ValueOther information
2 Year Fixed Rate Mortgage
6.40% fixed
until 30/09/2010
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £25,000
  • Early repayment charge of 3% until 30/09/2010

2 Year Fixed Rate Mortgage
6.45% fixed
until 30/09/2010
7.19% variable6.7% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £25,000
  • Early repayment charge of 3% until 30/09/2010

2 Year Fixed Rate Mortgage
6.70% fixed
until 30/09/2010
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £25,000
  • Early repayment charge of 3% until 30/09/2010

3 Year Fixed Rate Mortgage
6.43% fixed
until 30/09/2011
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

3 Year Fixed Rate Mortgage
6.48% fixed
until 30/09/2011
7.19% variable6.8% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

3 Year Fixed Rate Mortgage
6.73% fixed
until 30/09/2011
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge of 3% until 30/09/2011

5 Year Fixed Rate Mortgage
6.44% fixed
until 30/09/2013
7.19% variable6.7% APR Up to 75%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

5 Year Fixed Rate Mortgage
6.49% fixed
until 30/09/2013
7.19% variable6.8% APR Up to 90%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

5 Year Fixed Rate Mortgage
6.74% fixed
until 30/09/2013
7.19% variable7.0% APR Up to 95%
  • Arrangement fee £999
  • Drawdown fee £30
  • Minimum loan £30,000
  • Early repayment charge applies of:
    • 5% year 1
    • 4% year 2
    • 3% remainder of fixed rate term

3 Year Base Rate Tracker until 30/09/2011
5.95% variable
tracks BoE Base Rate +0.95%		7.19% variable6.1% APR Up to 75%
  • Arrangement fee £395
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge applies of 3 month interest on capital amount repaid early during initial twelve months

3 Year Base Rate Tracker until 30/09/2011
6.05% variable
tracks BoE Base Rate +1.05%		7.19% variable6.1% APR Up to 90%
  • Arrangement fee £395
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge applies of 3 month interest on capital amount repaid early during initial twelve months

3 Year Base Rate Tracker until 30/09/2011
6.25% variable
tracks BoE Base Rate +1.25%		7.19% variable6.4% APR Up to 95%
  • No arrangement fee
  • Drawdown fee £30
  • Minimum loan £50,000
  • Early repayment charge applies of 3 months interest on capital amounts repaid during initial twelve months


Important information

The Bank will require a valuation to be undertaken by a Bank appointed and approved valuer, the cost of which will be met by the customer. For further information on the Bank's valuation fee scale, please contact us directly using one of the options in the 'contact us' section above.

RBS International reserve the right to withdraw our fixed rates without notice.

Please ensure you read the legal information which covers
your use of this website