Personal Treasury Account

Cash management

Discover a day-to-day home for surplus multiple currencies. To access your funds, simply call before 12pm on the day you'd like to make a withdrawal.

The minimum balances are:

• £2,000
• Euro €2,000
• US $2,000
• £10,000 equivalent for all other currencies

Fixed deposit

Choose from fixed term facilities which range from overnight to one year and beyond. When you make a deposit, you will know precisely how much interest you will receive when the fixed deposit is over.

The minimum balances are:

• Overnight: £500,000 or currency equivalent
• 7 days: £50,000 or currency equivalent
• 1, 2, 3, 6, and 12 months: £25,000 or currency equivalent
• Over 12 months: £1,000,000 or currency equivalent

The interest rates for the Personal Treasury Account are based on the London and international money markets. Rates are calculated daily, and there is no limit to how much you can deposit.

As the interest rates are tiered, the more you invest, the higher the rate of interest you earn.

The interest is paid gross. Interest is accrued daily and is applied:

• Quarterly on Cash Management accounts
• Upon maturity on Fixed Deposit accounts

Rates of interest are changed daily and are based on the London and International Money Markets. Whatever the currency, the more you invest the higher the rate of interest you will earn.

Contact us for more information on the rates available.